Chicago Star

Our Homebuyers

Habitat Chicago’s Affordable Homeownership Program is designed for the long term health and stability of Chicago households and neighborhoods. Qualifying households meet three basic criteria: 
  • 1) Demonstrate a need for affordable housing.
    • Their gross annual household income falls below the 80th percentile of Chicago’s area median income, as defined by the Department of Housing and Urban Development annually.
  • 2) Have the ability to repay a home loan.
    • ​Income, income history, credit, credit history, debt, and savings are evaluated to meet program requirements.
  • 3) Are willing to partner in our program.
    • This includes choosing to live in one of neighborhoods Habitat Chicago builds homes, completing between 200-250 partner hours over the span of 8-14 months, and attending our free homeowner education classes and support meetings.

It takes about 12-18 months for homebuyers to complete the program. At the end of it all, they become neighbors in one of our focus neighborhoods, living in healthy and sustainable homes built by themselves, volunteers (like our Women Builders!), and Habitat Chicago construction staff.
Homebuyer Bios Coming Soon!